technology governance
Every AI Agent Needs Two Owners
Agent sprawl is being solved as an identity problem. Identity names the credential, not the person accountable for the outcome. How to assign both.
13 min read
01 / Writing
Writing
Analytical essays on enterprise AI and business transformation.
digital transformation advisory
SaaS Sprawl Is an Architecture Problem, Not a Procurement Problem
Most enterprises treat SaaS sprawl as a spending problem. The subscriptions return because the underlying problem is architectural: no shared view of how data moves between tools.
8 min read
enterprise ai architecture
The Board Wants an AI Strategy. Start With a Use-Case Register.
Nobody has written down what the business actually does, process by process, and scored each one for whether AI would make a measurable difference. Without that register, the AI strategy is guesswork.
8 min read
sap clean core rap
Your SAP BTP Decision Is Really a Lock-In Decision
Every extension you build on BTP becomes harder to move away from SAP. That is not automatically wrong. It is a trade-off that needs to be made with open eyes, not by default.
8 min read
technology governance
AI Governance Without a Model Inventory Is Guesswork
Most enterprises undercount their AI models by a factor of three to five. Vendor-embedded, departmental and rule-based models fly under the radar. Governance starts with knowing what you have.
8 min read
digital transformation advisory
The CTO's Real Job in a Digital Transformation
The most common misunderstanding about the CTO's role in a digital transformation is that it is a technology job. It is not. It is a translation job between business ambition and technical reality.
9 min read
enterprise ai architecture
Why Your Integration Layer Matters More Than Your AI Model
A data science team builds a model with ninety-two per cent accuracy. Then someone asks: how does it get fresh data, return scores to the dashboard, and trigger alerts? That is where most AI projects stall.
8 min read
sap clean core rap
Clean Core After 2027: What SAP Actually Expects
Clean Core is not a one-time migration decision. It is an operating discipline. SAP expects you to keep the core untouched and extend through RAP, BTP or approved extension points.
9 min read
technology governance
Data Residency Rules Are Rewriting Your Cloud Architecture
Cloud architectures designed for global efficiency now need to be redesigned for jurisdictional compliance. Data residency is an infrastructure project, not a policy project.
9 min read
digital transformation advisory
Measuring Digital Transformation Without Vanity Metrics
Projects delivered, applications deployed, percentage of IT budget on digital — all activity metrics. None of them answer the question the board is asking: is this working?
9 min read
enterprise ai architecture
When an AI Vendor Says 'Enterprise-Ready,' Test These Five Things
Enterprise-ready is a sales claim. Whether a product fits an enterprise environment requires five specific tests that most procurement processes skip.
10 min read
enterprise ai architecture
AI in Collections After RBI's 2027 Rules
RBI's recovery conduct rules apply from January 2027. Any AI agent that contacts borrowers inherits them. Test Autonomy Readiness before deploying one.
10 min read
technology governance
DPDP Compliance Starts at the Mall Entrance
Malls and stores collect personal data through Wi-Fi, CCTV, parking and loyalty desks. DPDP obligations apply in full from May 2027. Where to start.
10 min read
sap clean core rap
ECC 2027: Delete Before You Migrate
SAP ECC mainstream maintenance ends in 2027. Before migrating custom code, read it as a map of how the business runs, then retire what nobody uses.
10 min read
technology governance
Gold Loan Compliance Is a Data Problem
RBI's gold lending directions ask lenders to prove LTV, valuation and release timelines loan by loan, day by day. That is a systems question for CTOs.
10 min read
digital transformation advisory
One Network, Three Risk Appetites
Groups share networks, SOCs and vendors to save cost. When one business is a regulated lender, sharing changes the risk. How to decide what to share.
10 min read
sap clean core rap
Your LMS-to-SAP Interface Is a Control
RBI's 2026 NBFC directions bar manual changes to data moving between critical systems. Your loan-system-to-SAP interface now sits inside that rule.
10 min read
technology governance
NBFC Cyber Directions 2026: The Six-Hour Test
RBI's 2026 NBFC cyber directions set a six-hour reporting clock. Most misses will come from undecided ownership, not slow detection. How to design for it.
11 min read
enterprise ai architecture
Retail AI Fails on the Shelf, Not the Model
Retailers buy AI forecasting to fix empty shelves. Shelf availability behaves like a product of four terms, so a better forecast alone rarely moves it.
10 min read
technology governance
Shadow AI Is a Data Processor You Never Hired
Most AI users at work bring their own tools. When customer data goes in, DPDP responsibility stays with the company. Why bans fail and what works instead.
9 min read
enterprise ai architecture
Why Agentic AI Projects Get Cancelled
Gartner expects over 40% of agentic AI projects to be cancelled by 2027. The cause is rarely the model. It is variation people absorbed unseen.
10 min read